AssetReckoner pulls everything you own — across brokers, banks, super and private investments — into one accurate, near-real-time picture, then quietly flags the few things worth a look. It holds none of your money, and it runs entirely on your own computer — your data is never sent to us or anyone else. You stay in control; the decisions stay yours.
No account to create to look around. The demo runs on entirely fictional sample data — never a real portfolio.
You cannot manage what you cannot see. When holdings are scattered, your true position is a guess. AssetReckoner does the consolidating, so you can spend your attention on decisions instead of spreadsheets.
Brokerage, cash, super and private investments combined into one total net worth and one set of allocation buckets — the true number, with the detail behind it.
Weigh asset-allocation options side by side and see the income each would produce — so a change of mix is made against real numbers, not a hunch.
Set a floor and a cap on each account; get flagged when a balance drifts. One nudge to move idle cash into a higher-rate account can cover the year's cost.
Refreshes after market close so the picture stays current — and catches stale balances or drift while they're still small.
You run your own copy. It holds none of your money, needs no third-party data sharing, and never sends your information back to us. Your finances stay yours.
For people taking ownership of their own assets — total-return minded, diversification-first — and especially for investment clubs sharing oversight of joint holdings.
A note on scope. AssetReckoner is built for managing your liquid and semi-liquid assets — the shares, funds, cash and private investments you actively weigh and rebalance. That's why the home you live in isn't included by default: it's part of your true net worth, but it isn't an asset you trade. If you'd like the full picture, you can simply add it as a Private holding (the same place investment properties live) and it will flow into your total.
The maker has no access to your financial data — none — and AssetReckoner is built so that isn't possible. You run your own private copy. There's no central server holding customers' money data, because there's no central server at all. Nothing about your portfolio, balances or net worth is ever sent to us or to anyone else.
Self-hosted means your data sits where you put it and nowhere else. We never see it, store it, or have a way to reach it — by design, not by promise.
The prize in a typical finance-app hack is the company's pooled database of everyone's accounts. That database doesn't exist here, so there's nothing central for an attacker to steal.
It connects to your broker through your own read-only data feed. Nothing in AssetReckoner can place a trade, move money, or log in to your bank.
Access is behind a password you set, stored only as a one-way hash, with a second prompt before anything destructive. Keep it strong and your copy updated, and you hold the keys.
Straight answer to the question everyone sensible asks: "If your servers get hacked, is my money exposed?" — we don't have your money data on any server, so there's nothing of yours there to expose.
AssetReckoner doesn't save money by itself — it's a clarity and monitoring tool, not an adviser. But by letting you see the whole picture, it puts a handful of savings within easy reach.
Ongoing advice and platform costs often run from 0.5% to over 1% a year — A$5,000–10,000 on A$1m. AssetReckoner does the consolidated-view part for a rounding error on that.
Seeing real exposure lets you trim a concentration before it bites or deploy cash that's earning nothing. One good move can be worth many years of the fee.
The reliable one — pure arithmetic. A single alert that moves idle cash into a higher-rate account is often the whole bill, from one small nudge.
| Idle cash moved to 4% | Extra interest / year | vs the annual cost |
|---|---|---|
| A$10,000 | A$400 | Covers the annual fee |
| A$25,000 | A$1,000 | ~10× the annual fee |
| A$50,000 | A$2,000 | ~20× the annual fee |
| A$100,000 | A$4,000 | ~40× the annual fee |
Illustrative only, at a flat 4% — your own rates and balances will differ. The savings come from your decisions; AssetReckoner just makes them visible.
A one-off purchase plus a small annual amount for ongoing updates. The app never sends your data out or connects back to us; the licence simply keeps your updates current. Prices in AUD.
The annual renews automatically so your updates never lapse — cancel any time. A lapsed licence doesn't disable anything; your copy keeps working on the version you have.
If AssetReckoner doesn't do something you were genuinely led to believe it would, tell us what that is and we'll refund you — frictionless, no argument. That's the promise.
We've made this deliberately easy to judge up front: explore the live demo and read all the supporting material — the manual, the FAQ, this whole site. We'd genuinely rather you didn't buy AssetReckoner than buy it and regret it. So make a knowledgeable decision about whether it's right for you first.
A refund is for "it didn't do what I was told" — not for a change of mind. Because the demo and the documentation show you exactly what the product does and doesn't do, we don't refund buyer's remorse. To claim the guarantee, just describe the specific thing it didn't do that you reasonably expected from the demo and the material.
A refund ends your licence — updates and support stop, and continued use isn't licensed. We keep this honest and simple on purpose: clear promise, one fair condition, no fine print.
I'm a retired Australian doctor, not a professional coder. I built the dashboard I wanted for keeping watch on my own worth — with a clinician's eye for the true number — then made it work for others in a similar situation. I publish under the pen name Paul Hale: this is a tool about personal finances, and I'd rather keep my own and my family's out of the public eye — so I keep the maker de-identified, and I'd sooner be open about that than hide it. If something ever breaks, write in and I'll do my best to help.
Being plain about the limits is part of the point. Here it is, stated openly rather than buried.
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